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Percentage calculators for everyday questions

A percentage writes a number as parts per hundred, and most everyday questions about percentages follow one of a few patterns, such as a share of a whole, a change from an old value, a comparison of two peers, or a percentage added or removed. The explainer below sets out the terms and the formulas these calculators use.

All percentage calculators

Percent, percentage points and basis points

A percent is a number divided by 100: 7% is 0.07, and 7% of something is that thing multiplied by 0.07. On its own a percentage is meaningless until you know what it is a percentage of, and most confusion with percentages comes from losing track of that base.

When the quantity being discussed is already a percentage, such as an interest rate, a tax rate or a share of the vote, there are two ways to describe how it moved. A percentage point is the plain difference between two percentages: a rate going from 4% to 5% has risen by 1 percentage point. The same move is a 25% increase in the rate, because 1 is a quarter of 4. Both statements are true, so careful writing says which one is meant. The UK Office for National Statistics makes the distinction explicit in its style guide.

Finance uses an even smaller step, the basis point, which the US Securities and Exchange Commission’s investor glossary defines as one hundredth of a percentage point. A central bank rate cut of 0.25 points is 25 basis points; a rate of 8% is 800 basis points.

Percent of a number versus percent change

“Percent of” describes a part of one whole at one moment: 30 is 12% of 250. “Percent change” compares two values of the same thing at different times or states, and its base is always the earlier value. Going from 250 to 280 is a 12% rise, but going from 280 back to 250 is a fall of only 10.71%, because the base has moved. When two values have no before and after, such as the same product in two shops, a percent difference measured against their average avoids picking a side.

Percent changes also chain by multiplying, not by adding. A 50% rise followed by a 50% fall ends 25% below the start, and discounts of 20% and then 10% combine to 28% off. Undoing a percentage works the same way: divide by the multiplier rather than subtracting the percentage of the final value.

Question Formula
What is P% of X? X × P ÷ 100
A is what percent of B? A ÷ B × 100
A is P% of what? A ÷ (P ÷ 100)
Percent change from old to new (new − old) ÷ |old| × 100
Percent difference of A and B |A − B| ÷ ((|A| + |B|) ÷ 2) × 100
Value after adding P% X × (1 + P ÷ 100)
Original before P% was added final ÷ (1 + P ÷ 100)
Percentage point change new rate − old rate